How Market Conditions Should Change the Way You Find Deals
A practical look at how changing market conditions should affect the way investors source deals, assess opportunities and adapt their tactics.
Details
Why a Deal That Works on Paper Can Still Be a Bad Investment
property due diligence, bad investment, gross yield, cash flow, property risk, buy to let mistakes, tenant demand, exit strategy
Details
Cash Flow, Equity or Lump Sum Profit — Which One Are You Actually Buying For?
A practical look at cash flow, equity growth and lump sum profit, and why investors need to be clear what job they want a property to do before they buy it.
Details
Interest Only vs Repayment — Does It Really Matter?
A practical look at interest only versus repayment mortgages for buy to let investors, and why the right answer depends more on your goals than on dogma.
Details
Why Property Investors Should Think Beyond Property
Most millionaires don’t just rely on one source of income. In fact, I’ve heard that the average millionaire has at least three income streams, with many having five to seven. Why? Because they understand a simple truth—if you depend entirely on one source of income and it stops, you’re in trouble. But many investors and…
Details
UK Property Hotspots: The 10 Areas Where House Prices Soared in 2024, but Are They the Best Places to Buy (Invest) in 2025?
It’s hot spot season! Just Googling around property and I can see that on a journalist’s ‘to do list’ in January is to produce the Property Hot Spot article. Nothing wrong with that, by the way, we all need to make a living, and reviewing the property market in January makes perfect sense as we…
Details
Why You Shouldn’t View Properties and Why You Should Inspect Them Instead
Imagine this, you’re out viewing properties, you’re going to view this property, maybe you’re thinking it’ll make a nice flip or perhaps it’s even going to be serviced accommodation or holiday let, I don’t know, it doesn’t really matter. When we’re viewing properties this is usually what happens. We’ll go to the property, we’ll go…
Details
Did you know banks can pull the finance, even after exchange of contracts?
In fact, I know of instances where finance was pulled by the banks on the day of completion, leaving the property investor unable to complete the purchase, and in some cases the developer then sued the buyer and made them bankrupt! Now, I’m not saying this to scare you, there were very particular…
Details
40 Learnings in 40 Years: Value is NOT What Someone Will Pay For it!
You’ll often hear it said in property that “The value is what someone will pay for it” but technically, according to the RICS (Royal Institution of Chartered Surveyors) that’s not true. And to (perhaps) make things even more confusing, value is an opinion, and more than one opinion can be right. Sometimes multiple…
Details
Should I buy my own home first, or should I buy a buy to let first?
I am sometimes contacted by people who live in an area which is far too expensive for them to buy a residential home in. And so they are renting, and trying to save, but prices are so high they know they’ll almost certainly never be able to buy a home there. But they have…
Details