Although it’s said that we live in uncertain times, I don’t fully agree with that. Actually, we do have some certainty as to what is going to happen. We know that the Bank of England are going to continue to increase interest rates. We know that the property market is going to slow down, and,…
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The question I get asked most right now: given everything happening with mortgage rates and regulation, what would I actually look for if I were adding to my portfolio? Here’s a straight answer.
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Most buyers walk into a property and see what it looks like. After forty years, I’ve learned to see what’s actually there — and it makes a real difference to what you buy.
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With the Renters’ Rights Act reshaping the rules, is it still possible to sell a rental property with a tenant in place? Here’s what to weigh up between vacant possession and selling as a tenanted investment.
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If you own property but aren’t seeing the results you hoped for, waiting isn’t a plan. Here’s why persistence alone isn’t enough, and how to start adapting before the market forces your hand.
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After forty years as a property professional and investor, I’ve watched two recessions take out investors who had done everything that looked sensible when the market was rising. The ones who came through weren’t lucky — they’d just made different decisions. Here’s what those decisions were.
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If your rental properties still aren’t producing the income you hoped for years on, it might be time for an honest review. Here’s a practical sequence: fix the basics, review the finance, then decide whether to rebalance or change strategy.
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There are over a million empty homes in England. When investors buy and renovate them, why is profit treated as suspicious rather than as the reward for solving a problem no one else would take on?
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Why cashflow, not just capital growth, is what deserves scrutiny before you buy in today’s higher-rate market.
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A worked example showing why Return on Capital Employed, not headline yield, tells you if a deal actually stacks up.
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Why the quiet, unglamorous ‘plodder’ approach to buy-to-let often beats complicated strategies over the long run.
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