Although it’s said that we live in uncertain times, I don’t fully agree with that. Actually, we do have some certainty as to what is going to happen. We know that the Bank of England are going to continue to increase interest rates. We know that the property market is going to slow down, and,…
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This week we look at borrowing, with other people’s money! Your ability to invest in Property using your time and effort and someone else’s cash! Property investing, including buy to let, works better when you use someone else’s money – it greatly increases the returns on your own money invested. Here’s to successful property investing!…
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A practical look at how one property deal can sometimes produce more than one income stream, without forcing investors to keep buying more and more properties.
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A practical look at how changing market conditions should affect the way investors source deals, assess opportunities and adapt their tactics.
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property due diligence, bad investment, gross yield, cash flow, property risk, buy to let mistakes, tenant demand, exit strategy
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A practical look at cash flow, equity growth and lump sum profit, and why investors need to be clear what job they want a property to do before they buy it.
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A practical look at interest only versus repayment mortgages for buy to let investors, and why the right answer depends more on your goals than on dogma.
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Most millionaires don’t just rely on one source of income. In fact, I’ve heard that the average millionaire has at least three income streams, with many having five to seven. Why? Because they understand a simple truth—if you depend entirely on one source of income and it stops, you’re in trouble. But many investors and…
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It’s hot spot season! Just Googling around property and I can see that on a journalist’s ‘to do list’ in January is to produce the Property Hot Spot article. Nothing wrong with that, by the way, we all need to make a living, and reviewing the property market in January makes perfect sense as we…
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Imagine this, you’re out viewing properties, you’re going to view this property, maybe you’re thinking it’ll make a nice flip or perhaps it’s even going to be serviced accommodation or holiday let, I don’t know, it doesn’t really matter. When we’re viewing properties this is usually what happens. We’ll go to the property, we’ll go…
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In fact, I know of instances where finance was pulled by the banks on the day of completion, leaving the property investor unable to complete the purchase, and in some cases the developer then sued the buyer and made them bankrupt! Now, I’m not saying this to scare you, there were very particular…
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You’ll often hear it said in property that “The value is what someone will pay for it” but technically, according to the RICS (Royal Institution of Chartered Surveyors) that’s not true. And to (perhaps) make things even more confusing, value is an opinion, and more than one opinion can be right. Sometimes multiple…
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