From time to time you’ll hear buy to let investors moaning that a valuer has down valued their investment property, and either they’ll not be able to borrow as much as they wanted, or maybe they won’t be able to buy the property. But is a down valuation the worst that can happen? …
Over my 40 years in property I’ve noticed that the very best deals are usually fast deals, or conversely slow deals. Very often (but not always) it’s the in between (neither fast nor slow) deals that aren’t so good. And another I learned the hard way from buying multiple buy to let investment…
One of the (maybe few) advantages of getting older is that you get to learn a lot along the way. And one thing which I have learned in over 40 years in property is that 90% of the stuff we worry about never happens. That’s not to say bad things don’t happen. Of…
I realised quite early on in my buy to let property investing, that if I wanted anything to happen, it’d be down to me to make sure it happened. The truth is, my priorities aren’t other people’s priorities. And it seems that unless you keep pushing, very often what you need doing won’t be…
Over the last 40 years I’ve seen opportunity is literally everywhere in property. But most property investors don’t always spot it. Why not? Perhaps because they aren’t expecting it. Or perhaps because they haven’t trained themselves to see it. But becoming aware isn’t hard. As is so…
Some investors use buy to let mortgages for their SA (serviced accommodation) properties. They shouldn’t. Technically they could be committing mortgage fraud. Why? Because buy to let lenders assume a tenant with a tenancy of at least 6 months, maybe longer, but SA is all about short term occupancy. However, the…
If you want to make more money in property, more quickly, here’s three things you can do: Number One – buy a property for less than its true value, in other words at Below Market Value (BMV) or at a bargain price. BMV is highly subjective. But at any given time, in your investment…
In this video we’re going to continue our mini-series on valuation, specifically the valuation of buy to let and residential investment property. In the last video we looked at some of the things which influence valuation and which we will need to take account of. If you missed that video, here’s the link. Here’s to…
I sometimes get messages from subscribers along the lines of “Peter, you’re great at keeping us updated about buy to let mortgage products, but what about mortgages and finance for other types of properties?” And so in this video I’m going to share details of mortgages available for HMOs (Houses in Multiple Occupation) and MUBS.…
Hi, I’m Peter Jones, chartered surveyor, author and property investor. A question which I sometimes get asked and I’ve got to be honest I get a little bit baffled when people ask me this question is “Peter are you still buying properties?” For a moment my head spins because I think to myself well why…