The original buy-to-let scheme was promoted by eight lenders. Current lenders associated with the original ARLA scheme include Birmingham Midshires, GMAC, Natwest Mortgage Services, Paragon Mortgages and Standard Life Bank. Since 1996 many mainstream lenders have seen the immense potential of buy-to-let. Although not officially part of the original ARLA promoted scheme, they offer a…
According to figures released by The Council of Mortgage Lenders (CML) in early 2013 buy to let lending accounted for 11.5% of all lending in 2012, up from 9.8% in 2011and totalled £16.8 billion. A total of 136,000 loans were advanced in 2012 of which nearly half were for remortgage, bringing the total number of…
The competitive nature of buy-to-let, with a large number of lenders offering a large number of flexible schemes, means that almost anyone can now borrow to invest in property. This means that most buy-to-let landlords are just ordinary people who see property as a safe and secure investment, often with a view to investing as…
Of course it isn’t. But property is a steady and sure “get rich” scheme. Buy to let investors know this: 43.6% expect to hold their properties for at least 10 years 36.9% expect to hold their properties for at least 20 years.
Whether it will be worth while for you will depend upon what you want to achieve. Most investors buy property for: Income; or Capital appreciation; or A combination of the two. What you want (or need) will determine the type of property you buy and where you buy it. As a general rule, you will…
As a general principle higher yielding properties, which are better for income, tend to be cheaper properties, and the highest yielding can be cheap properties in cheap areas. Conversely properties that are more likely to benefit from capital appreciation are higher value properties, and those that are more likely to appreciate are higher value properties…
Many investors buy the house next door, just because it is the house next door, and with little thought as to whether it is the right property for them. Whether a property is the right one for you or not will depend on your goals, your strategy, and your overall game plan. A recent survey…
If you think that buy-to-let is for you, you need to: Decide what you want to achieve from property investing and by when – in other words, set your property goals Decide on the best strategy to achieve your goals Make a plan Decide upon the type of property that will best fit your strategy…
However you decide to source your properties you will need to find the buy-to-let lending product that best suits your needs. As a first step I’d recommend that you download the Free Special Report which you’ll find on the Home Page of this web site – it’s a transcript and an MP3 audio file of…
In a sense buy-to-let has demystified property investing and has made it a realistic possibility for many ordinary people. However, even a “cheap” buy-to-let property is a major investment and care needs to be taken in finding the right properties. Because of a booming property market, many people have done well through buy-to-let, even if…