Download Your Free Special Report: Top Ten Tips For Property Renovation Profits Renovating property can be a very profitable strategy — but only if you know what you’re doing before you start. A lot of people look at tired houses and flats and think, “There must be a profit in that.” And sometimes there is.…
I’ve just seen this really interesting article on the BBC News Website which reports a RICS (Royal Institution of Chartered Surveyors) survey suggesting property prices will continue to increase over the next year because of the contracting supply of properties for sale. I’m sure most of us understand that it’s a basic concept in economics…
In my time I’ve met many people who tell me they want to get into property, but sadly some never do it because of fear. Instead, they procrastinate, and make excuses. So, they never buy their first property. Or their second. Or their third. Sadly, just looking, or thinking, or talking about buying property won’t…
There’s so much changing in the mortgage market at the moment that I thought it’d be useful to get an update from my mortgage broker on what are the best Limited Company buy to let mortgage deals. I asked him just to tell me about 75% LTV mortgages – because with the model I use…
Because the mortgage market is a bit volatile at the moment I thought it would be a good idea to ask my mortgage broker what the best buy to let mortgage deals are at the moment for individuals.
I asked him to look at 75% LTV mortgages because I can’t think why you might want a 65% or 70% LTV if a 75% LTV is available.
Here’s what he came up with.
A great question I have been asked is does the time of year make any difference to buying and selling in property? Well, you would think that it shouldn’t, but it does. Two of the best times to buy if you are an investor is around Christmas time,(this includes the run up to Christmas and…
A question I am sometimes asked is ‘what is Net Yield and how does that differ from Gross Yield?’. In an earlier post we thought about gross yield which is expressed mathematically as the rent divided by the purchase price, or the value, times 100. It provides a very basic assessment of the return (from…
This is an interesting question. Somebody has asked me ‘does no money down really exist and if it does how do I do it?’. First things first. One thing I have noticed when I have been online looking at the forums and looking at the Facebook groups is that occasionally you will see somebody saying,…
When you get interested in property investing you’ll hear a lot of talk about gross yield. Gross yield can be a great way of comparing properties because you can look at the return from one property and compare it with a return on another. But at its very basic level, gross yield doesn’t really tell…
One of the great things about being in property today is that there are so many different ways we can raise our finance. And if you find yourself in a situation where you find yourself a fantastic refurb opportunity, but you can’t get standard buy to let lending because it needs a bit too much…