
All About Buy To Let Finance — And How To Get It
A 47-page guide to everything you need to know about raising buy to let finance — written by a serial property investor, not a bank. Current (regularly updated).
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It’s often said in property that “Finding the right finance is as important as finding the right property.” Get the finance right and a good deal stays good. Get the finance wrong and it doesn’t matter how nice the house is.
With over 4,000 buy to let products available in the market as I write, the subject can be overwhelming. So I’ve put together this simple but comprehensive guide so you can understand how it works and what you need to know before you make an application.
This report is the guide I wish someone had handed me years ago.
Inside, you’ll discover:
- Exactly how lenders decide how much they will lend you, including why the stress test is more important than your income, and how it’s calculated — worked through with real figures, not rules of thumb
- Own it yourself, or through a limited company? How Section 24 and today’s Corporation Tax rates actually affect that answer
- What changes the moment you own four or more mortgaged properties — the “portfolio landlord” rules that catch a lot of people out
- How to get approved with little deposit of your own, a patchy income, or a less-than-perfect credit file
- Real, current (regularly updated) rates and fees from named lenders — The Mortgage Works, Paragon, Birmingham Midshires, HSBC and Molo Finance, not out-of-date theory
- And much, much more
It’s free, it’s current, and it’s all based on my own experience as a borrower, and little gems I’ve learnt from my mortgage broker over the years. Pop your name and email in the form above and I’ll send it straight over.
Here’s to successful property investing.
Peter
Peter Jones — (ex) Chartered Surveyor, author and property investor
www.ThePropertyTeacher.co.uk
Peter Jones — The Property Teacher
