How many different buy to let mortgages are there on the market today? Well, it’s anybody’s guess but the most recent figure I came across was around 2,000 different BTL mortgages, and they are being offered by up to (an estimated) 100 different lenders. All of those products, and all of those lenders, will have…
So often when an investor tells me that they are struggling to raise finance, it turns out they are using the wrong broker. Either the wrong type of broker – like they are trying to raise HMO finance through a buy to let specialist. Or just the WRONG broker. In other words, a broker who just isn’t…
What is the ‘Six Month Rule’, and why do we have it? Put simply, the ‘Six Month Rule’ says that if you buy a property you can’t finance or refinance within six months of purchase. Or, if you finance or refinance a property, you can’t then refinance within 6 months of financing or refinancing. So,…
A bold claim? Probably, especially as the House Price Indices are showing average property values across the UK are increasing at a slower rate than they have for a long time (mainly because of values in London going backwards). So why is that? Is it the BREXIT effect? Probably. But let’s not get into that…
On today’s Back To Basics, I look at the final of 8 reasons why I love Property – because Property can protect your investments against rising inflation! Please Like the video and subscribe to my channel if you enjoyed it… and here’s to successful property investing in the week! Peter Jones B.Sc FRICS Chartered Surveyor,…
In this Property Spotlight video I talk about my latest project and where I source my property deals, as well as lifting the lid on my view of estate agents! I’m often asked, “What’s the best way to find great property investment deals?” Sometimes the simplest answer is the best answer. Here’s to successful property…
In this episode of Back To Basics, I measure Property against the current state of the FTSE and explain why Property Investing can be better than playing the Stock Market! Using a simple bit of maths I’ll show why I’m glad I got into buy to let properties 19 years ago, and not the stock…
In this Property Spotlight, we are looking at Capital Appreciation and how much I factor it in when making my Property investment purchases. Some developers and investors will heavily weight their buying decisions on this important part of a Property’s value. But capital appreciation (from price or value rises in the property market) is something…
In today’s Fun Friday, I talk about the opportunities Property has provided me and where it has sent me! This month I am in the Cayman islands WORKING! I cannot overstate how many doors Property opens up to you if you aim at success and work hard and keep an open mind. Here’s to successful…
In this Back To Basics episode, I talk about an interesting quirk of the British Property Industry and why it can be a very attractive part of investing in Property. The truth is, we all need somewhere to live, and most of use will live in houses or flats. That’s not going to change anytime…