What about Proof of Funds? When do I get a DIP (Decision in Principle)?
What do I do about Proof of Funds?
When do I get a DIP (Decision in Principle) for my Buy to Let?
Do I find the property first?
Or do I get the DIP first?<
Read more
Can I Borrow The Deposit for a Buy to Let Mortgage?
I’m quite often asked, “Peter, can I borrow the deposit money for my buy to let, and finance the rest on a buy to let mortgage?”
Or, alternatively, I’ll be contacted by someone who says, “I’m about to buy a property with a buy to let mortgage and I’m borrowing the deposit from my friend/business partner/ JV partner who I met at the local property network meeting”.
The Best Buy to Let Mortgages For Limited Companies July 2020
There’s so much changing in the mortgage market at the moment that I thought it’d be useful to get an update from my mortgage broker on what are the best Limited Company buy to let mortgage deals. I asked him just to tell me about 75% LTV mortgages – because with the model I use…
The Best Buy to Let Mortgages for Individuals July 2020
Because the mortgage market is a bit volatile at the moment I thought it would be a good idea to ask my mortgage broker what the best buy to let mortgage deals are at the moment for individuals.
I asked him to look at 75% LTV mortgages because I can’t think why you might want a 65% or 70% LTV if a 75% LTV is available.
Here’s what he came up with.
All About Buy To Let Finance And How to get It
FREE 50 Page Special Report To download your FREE copy please CLICK HERE (No email required) If judged by the numbers alone, buy to let has been hugely successful with around 4 million buy to let mortgages being lent since 1996. With the property market now in recovery the number of buy to let loans…
Buy to Let Finance Deal of the Month
How many different buy to let mortgages are there on the market today? Well, it’s anybody’s guess but the most recent figure I came across was around 2,000 different BTL mortgages, and they are being offered by up to (an estimated) 100 different lenders. All of those products, and all of those lenders, will have…
Would you like an introduction to my mortgage broker?
I get so many emails from people asking if I can recommend a good mortgage broker – and of course, I can. So, if you’re looking for a great broker who specialises in buy to let, or if you need finance for owner-occupier residential properties or are looking to get in touch with a development…
Getting money from the bank for your buy to let investment properties
There are something like 1400 different buy to let products available so, no matter what your circumstances, there should be a bank somewhere who will lend to you. In this video we’ll look at what banks principally think about when deciding whether to lend. Here’s to successful property investing Peter Jones B.Sc FRICS Chartered Surveyor,…
Light refurbishment loans explained
Buying a property that needs a bit doing to it and giving it a bit of TLC and a quick refurb can be one of the easiest and most satisfying ways of making a profit in property. But before you can begin to enjoy the benefits of forced appreciation, you must first tackle the complexities…